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Money Insurance | Cush Insurance
Business Insurance

Money Insurance

Keep Your Business Cash Protected Wherever It Goes

C Cush Insurance Updated 2026 Guide
Money Insurance

03

Cover options

29

Underwriters

24/7

Claims support

Fast

Claims handling

Overview

Protect the money your business handles — in transit, on your premises, and in the safe — against loss, matched to the nature and amount of money your business carries.

Why this cover

Cash-heavy businesses face daily exposure — from the till at closing time to the cashier making a bank run. Money insurance turns that exposure into a manageable, insured risk, and can be arranged according to the nature and amount of money your business handles.

Cover options

01

Money in Transit

Covers money being carried between your premises and the bank by an authorised person.

02

Money on Premises

Covers money on your business premises during and outside working hours, including overnight in a locked safe.

03

Damage to Safe

Covers damage to your safe caused during an actual or attempted theft.

Key benefits

Cover Matched to How You Handle Cash

Limits set according to your estimated annual money carry and storage habits.

Safe Damage Included

Damage to your safe during a robbery attempt is covered, not just the missing cash.

Senior Staff Cover

Money held by authorised senior staff away from the till or safe can also be covered.

Simple Claims

Straightforward claims process for theft and loss of cash.

Flexible Limits

Cover levels matched to the cash your business actually handles.

Who it's for

Retail shops Banks, saccos, and microfinances Hotels and restaurants Schools and hospitals Any cash-handling business

Common terms

Cash

Coins, banknotes, cheques, postal orders, and similar negotiable instruments.

Authorised Person

An employee or courier named in the policy who carries the money in transit.

Estimated Annual Money Carry

Your estimate of the total money handled by the business over a year, used to help set appropriate cover limits.

Why Cush

Why Get Money Cover Through Cush?

We arrange money cover for cash-handling businesses of every size, matched to how and where your money moves.

Ready When You Are

Interested in Money Insurance?

Speak with our advisors for personalised guidance and the right coverage for your needs.

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