Overview
Give the people who depend on you a guaranteed payout if you pass away, so they can keep paying school fees, the mortgage, and everyday bills without you.
Why this cover
If your income stopped today, would your family manage? Life insurance replaces that income with a lump-sum payout, so your family's plans don't have to change because you're gone.
Cover options
Term Life
Affordable cover for a fixed period — pays out only if death occurs within the term.
Whole Life
Lifelong cover that guarantees a payout whenever death occurs, often building cash value over time.
Group Life
Cover arranged through an employer or association for members and their families.
Key benefits
Lump-sum payout
Your beneficiaries receive a payout, settled quickly when it's needed most.
Debt protection
Outstanding loans and mortgages don't become a burden your family has to carry.
Affordable premiums
Term cover can be surprisingly affordable, especially when taken out young and healthy.
Flexible beneficiaries
Choose and update who receives the payout at any time.
Optional add-ons
Tailor your policy with extra layers of protection for a small additional premium.
Critical Illness Rider
Pays out early if you're diagnosed with a specified critical illness.
Waiver of Premium
Keeps your cover active without further premiums if you become permanently disabled.
What's not covered
Suicide within the policy's exclusion period
Death from undisclosed pre-existing conditions
Death while committing a crime
Lapse from non-payment of premiums
Who it's for
Common terms
The guaranteed amount paid out to your beneficiaries on death.
The regular payment you make to keep the policy active.
Why Get Life Cover Through Cush?
We compare options across trusted underwriters, explain exactly what's covered, and stay with you from your first quote through to claim settlement.
