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Fidelity Guarantee | Cush Insurance
Business Insurance

Fidelity Guarantee

Protect Your Business Against Dishonesty

C Cush Insurance Updated 2026 Guide
Fidelity Guarantee

03

Cover options

29

Underwriters

24/7

Claims support

Fast

Claims handling

Overview

Fidelity guarantee covers financial losses caused by dishonest or fraudulent acts by employees, partners, contractors, volunteers, or other persons covered by the policy — from petty theft to complex fraud.

Why this cover

Most business losses from dishonesty are internal. Fidelity guarantee protects your business against theft, fraud, and embezzlement by the people you trust — employees, and, depending on the policy, partners, contractors, and volunteers too.

Cover options

01

Employee Dishonesty

Covers loss caused by dishonest or fraudulent acts of employees.

02

Partners & Contractors

Can extend to dishonest acts by partners, contractors, volunteers, and other authorised persons.

03

Computer Fraud

Covers losses from fraudulent acts carried out using your computer systems.

Key benefits

Internal Risk Covered

Protection against losses caused by employees, partners, contractors, or volunteers you trust.

Simple to Arrange

Straightforward cover sized to your workforce and risk.

Part of a Risk Package

Often added alongside money and business property cover.

Optional add-ons

Tailor your policy with extra layers of protection for a small additional premium.

Business Property Extension

Adds cover for plant and machinery, stock and raw materials, finished goods held in trust, furniture, fittings, and equipment alongside your fidelity cover.

Who it's for

Banks, saccos, and microfinances Retailers and cash handlers Companies with financial staff NGOs and institutions relying on volunteers Any business with employees or contractors

Common terms

Employee

A person under a contract of service with the insured.

Discovery Period

The time after the policy ends during which a loss can still be reported.

Why Cush

Why Get Fidelity Cover Through Cush?

We help businesses protect against internal dishonesty, arranging fidelity guarantee cover matched to your staffing and exposure.

Ready When You Are

Interested in Fidelity Guarantee?

Speak with our advisors for personalised guidance and the right coverage for your needs.

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