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Contractors All Risk (CAR) | Cush Insurance
Business Insurance

Contractors All Risk (CAR)

Comprehensive Cover for Construction Projects

C Cush Insurance Updated 2026 Guide
Contractors All Risk (CAR)

03

Cover options

29

Underwriters

24/7

Claims support

Fast

Claims handling

Overview

Contractors All Risk protects construction works, materials, plant, and equipment, plus third-party liability, from the start of a project through to handover.

Why this cover

Construction projects face fire, theft, storm, and accident at every stage. CAR insurance puts the entire project — works, materials, plant, and third parties — under one policy.

Cover options

01

The Works

Covers the project works against physical loss or damage from most accidental causes.

02

Materials & Plant

Covers materials destined for the works and the plant and equipment used on site.

03

Third-Party Liability

Covers liability for injury or damage to third parties arising from the construction activities.

Key benefits

One policy for the whole project

Works, materials, plant, and liability covered together.

Tender requirement

CAR cover is standardly required in construction contracts.

Flexible limits

Cover sized to the project's value and duration.

Who it's for

Building contractors Civil engineering firms Road and infrastructure projects Developers and project owners Subcontractors

Common terms

Contract Works

The permanent and temporary works being constructed under the contract.

Maintenance Period

The period after completion during which defects are corrected and remain covered.

Why Cush

Why Get CAR Cover Through Cush?

We arrange Contractors All Risk policies for projects of every scale, matched to your contract value and conditions.

Ready When You Are

Interested in Contractors All Risk (CAR)?

Speak with our advisors for personalised guidance and the right coverage for your needs.

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