Overview
Protect your farm, harvest, livestock, and machinery against drought, floods, pests, disease, and accidental damage with agriculture insurance tailored to your operation.
Why this cover
Farming is exposed to weather, disease, and accident risks that no farm owner can control. Agriculture insurance spreads that risk so a bad season doesn't become a financial catastrophe.
Cover options
Crop Insurance
Protects field crops against insured risks such as drought, excessive rainfall, floods, fire, hail, windstorms, lightning, pests, and diseases.
Livestock Insurance
Protects insured animals — cattle, sheep, goats, poultry, pigs, rabbits, horses, and fish — against mortality from accidents, disease, epidemics, fire, and difficult delivery.
Farm Machinery & Tractors
Third-party and comprehensive cover for tractors, harvesters, bulldozers, and caterpillars.
Key benefits
Forestry Cover
Protection for forestry against fire, lightning, windstorm, floods, malicious damage, landslide, riots, and civil commotion.
Greenhouse Cover
Covers greenhouse structures, growing crops, irrigation equipment, and machinery against insured risks.
Income Protection
Get compensated when your harvest or livestock is lost.
Machinery Cover
Comprehensive cover for farm equipment on and off the farm.
Tailored to Your Farm
Policies designed for smallholders and large commercial operations alike.
Optional add-ons
Tailor your policy with extra layers of protection for a small additional premium.
Transit Cover
Extends protection to agricultural produce or livestock while in transit.
Machinery Breakdown
Covers mechanical or electrical breakdown of farm machinery.
Deterioration of Stock
Covers loss from deterioration of stored produce or stock.
Irrigation Equipment Cover
Protects irrigation equipment used in greenhouse and field farming.
What's not covered
Theft or straying (unless specifically covered)
Pre-existing animal health conditions
Losses from poor farm or biosecurity management
Who it's for
Common terms
Compensation paid for the loss suffered, up to the sum insured.
You must financially benefit from the survival of the crop or livestock.
Pays out when a predetermined weather or agricultural index reaches an agreed threshold, rather than on assessed loss.
Why Get Agriculture Cover Through Cush?
We compare options across trusted underwriters, explain exactly what's covered, and stay with you from your first quote through to claim settlement.
