Overview
Liability insurance protects your business against third-party claims for bodily injury, property damage, and financial loss — including public, employers', and contractual liability.
Why this cover
A customer slips in your shop, an employee is injured at work, or a contract goes wrong. Without liability cover, the legal costs and compensation come out of your pocket.
Cover options
Public Liability
Covers injury or damage to members of the public caused by your business activities.
Employers' Liability
Covers injury or illness to employees arising from their work — in addition to WIBA cover.
Contractual & Careers Liability
Covers liabilities assumed under contracts and claims arising from negligent career advice or placement.
Key benefits
Third-party protection
Cover for claims by customers, the public, and employees.
Legal defence costs
Covers the cost of defending claims, even groundless ones.
Tender requirement
Liability cover is commonly required for tenders and contracts.
Who it's for
Common terms
Any person or organisation other than the insured who suffers loss.
The maximum amount the insurer will pay for any one claim or period.
Why Get Liability Cover Through Cush?
We help you identify the liabilities your business actually faces and match you with the right limits from trusted underwriters.

