Overview
Protect buildings and business assets against fire, floods, storms, lightning, and explosion — so disaster doesn't mean going out of business.
Why this cover
Fires and natural disasters strike without warning and can destroy years of investment in minutes. Fire & Disaster Cover means you can rebuild instead of starting over.
Cover options
Fire & Lightning
Covers damage from fire, lightning strikes, and resulting smoke damage.
Flood & Storm
Covers damage caused by flooding, storms, and wind.
Explosion
Covers damage from explosion, including gas and boiler explosions.
Key benefits
Full property protection
Buildings, contents, and stock covered against fire and natural disaster.
Fast claims support
Get back to business quickly after a covered event.
Flexible sums insured
Cover matched to the true rebuild value of your property.
Business interruption available
Optional cover for lost income while you recover.
What's not covered
Wear and tear
War and nuclear risks
Deliberate damage
Unoccupied premises beyond the policy limit
Who it's for
Common terms
An insured event, like fire or flood, that your policy protects against.
The rebuild or replacement value your policy is based on.
Why Get Fire & Disaster Cover Through Cush?
We compare options across trusted underwriters, explain exactly what's covered, and stay with you from your first quote through to claim settlement.
