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Electronic Equipment Cover | Cush Insurance
Business Insurance

Electronic Equipment Cover

Protect Your Computers, Laptops, and Electronics

C Cush Insurance Updated 2026 Guide
Electronic Equipment Cover

03

Cover options

29

Underwriters

24/7

Claims support

Fast

Claims handling

Overview

Protect the electronic and electrical equipment your home, office, or business depends on — computers, printers, phone systems, appliances, and more — against physical loss or accidental damage from insured risks.

Why this cover

From the laptop your team uses daily to the photocopier that keeps the office running, electronic equipment is expensive to replace. This cover protects specified equipment against physical loss or damage, subject to the terms, conditions, limits, and exclusions of the policy — valued at current replacement cost as new.

Cover options

01

Office & IT Equipment

Computers, laptops, printers, photocopiers, fax machines, and telephone systems.

02

Business Software

Financial and business software used to run your operations.

03

Appliances & Powered Equipment

Refrigerators, freezers, water dispensers, batteries, and engine-driven equipment.

Key benefits

Protection Against Physical Damage

Covers physical loss or damage to your specified equipment.

Cover for Specified Equipment

Protection tailored to the electronic equipment you actually list on the policy.

Tailored to Your Needs

Cover matched to individual equipment and business needs.

Support for Business Technology

Keeps essential office and business technology protected and working.

Flexible Listing & Valuation

Equipment can be listed and valued flexibly as your inventory changes.

Who it's for

Homes and households Offices and corporates Schools and universities Hospitals and clinics Any business or institution with electronic equipment

Common terms

Sum Insured

The current replacement cost as new of the listed equipment — accurate valuation avoids being under-insured.

Specified Equipment

Only the equipment listed and valued on the policy schedule is covered.

Why Cush

Why Get Electronic Equipment Cover Through Cush?

We help you list and value your equipment properly so your cover reflects its true replacement cost, and we compare options across trusted underwriters.

Ready When You Are

Interested in Electronic Equipment Cover?

Speak with our advisors for personalised guidance and the right coverage for your needs.

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