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Construction Equipment Cover | Cush Insurance
Business Insurance

Construction Equipment Cover

Keep Your Projects Moving Forward

C Cush Insurance Updated 2026 Guide
Construction Equipment Cover

03

Cover options

29

Underwriters

24/7

Claims support

Fast

Claims handling

Overview

Protect excavators, loaders, and other heavy machinery against theft, accidental damage, fire, and breakdown — on-site, in storage, or in transit.

Why this cover

Heavy machinery is expensive to replace and every day it's out of action costs you money. This cover protects your equipment wherever it's working, so a breakdown or theft doesn't stall your projects.

Cover options

01

Own Damage

Covers accidental damage to owned or hired equipment.

02

Theft

Covers theft of machinery from site or storage.

03

Transit Risk

Covers equipment while being transported between sites.

Key benefits

Minimise downtime

Get equipment repaired or replaced quickly after insured damage.

Cover on and off site

Protection whether equipment is working, stored, or in transit.

Flexible for owned or hired plant

Cover available for equipment you own or lease.

Third-party liability included

Cover for damage or injury caused by your equipment on site.

Who it's for

Construction companies Plant hire businesses Civil engineering contractors Quarry and mining operators

Common terms

Plant

Machinery and equipment used on a construction or industrial site.

Own Damage

Damage to your own insured equipment, as opposed to damage it causes to others.

Why Cush

Why Get Construction Equipment Cover Through Cush?

We compare options across trusted underwriters, explain exactly what's covered, and stay with you from your first quote through to claim settlement.

Ready When You Are

Interested in Construction Equipment Cover?

Speak with our advisors for personalised guidance and the right coverage for your needs.

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