Overview
Protect specified portable equipment and business assets — from laptops and CCTV to buildings, stock, and machinery — against fire, riot, malicious damage, and other insured perils, with an optional extension for loss of business revenue.
Why this cover
All Risks cover protects specified property — portable equipment and business assets — against loss or physical damage from a wide range of insured causes. “All Risks” doesn't mean every possible loss is automatically covered: the specified property, insured causes, exclusions, limits, and conditions vary by insurer and policy.
Cover options
Portable & Electronic Equipment
Laptops, tablets, phones, projectors, CCTV, alarm systems, solar panels, and other specified portable equipment — covered wherever they travel with you.
Property & Business Assets
Buildings, stock, plant and machinery, generators, furniture, fixtures, and other specified business property.
Fire & Special Perils
Loss or damage from fire, lightning, riot, strike, civil commotion, malicious damage, bush fire, earthquake, and explosion.
Key benefits
Broad Named-Perils Protection
Cover for a wide range of insured causes, from fire and lightning to riot and malicious damage.
Portable Equipment Covered
Laptops, phones, and other portable devices covered wherever they travel with you.
Business Assets Protected
Buildings, stock, plant, machinery, and fixtures covered under one policy.
Business Interruption Option
Add cover for loss of revenue following an interruption caused by insured damage.
Built Around Your Property
Cover is built around the specific property you list and value.
Optional add-ons
Tailor your policy with extra layers of protection for a small additional premium.
Business Interruption
Indemnifies loss of revenue following an interruption to business caused by insured damage.
Who it's for
Common terms
Cover for specified property against a defined range of insured causes — not automatically every possible loss.
Only the property listed and valued on the policy schedule is covered.
Optional cover for loss of revenue following an interruption to business caused by insured damage.
Specific risks listed as not covered — these vary by insurer and policy.
Why Get All-Risks Cover Through Cush?
We explain exactly which property and perils are covered, help you value your assets accurately, and compare all-risks options from trusted underwriters.
